Melissa Redd, REALTOR®: Record, Areas and How It Works

Who is Melissa Redd?

Melissa Redd is an individual real estate agent, not a team or a firm. She brands herself as "Melissa Redd, REALTOR®" and works the South Carolina Lowcountry: Hilton Head Island, Bluffton and, to a lesser extent, the Beaufort area. Her site says she has been licensed in South Carolina since September 2021, after "roughly three decades in client-facing sales and service," including her own yoga-retreat business, which she says ran programs between Lake Tahoe and Tulum until COVID stopped travel.

She moved to the area herself and, according to her About page, bought a house in the gated Moss Creek community in Bluffton in July 2022. She says her office window "faces the marsh and the 18th hole of the Moss Creek South course." Much of her pitch rests on that: she lives inside one of the communities she sells, and most of her listings have been there.

Two other details from her site:

• She describes herself as a certified life coach. She says the coaching habit is "keeping your real priorities in view when a deal gets noisy." The site does not name the certifying body.
• She speaks English natively and Spanish conversationally.

Her stated reason for the way the site is built is that roughly seven in ten buyers in this market are moving from another state, and she was one of them. So the site leans heavily on explaining local rules (tax ratios, regime fees, closing attorneys) to people who have never bought in South Carolina.

Is Melissa Redd a licensed, legitimate agent?

People ask this about any agent they find online. Here is what her site states and what you can check yourself:

• A state license number. Every page footer carries "SC Real Estate License #125025 (Associate)." Her About page says the license has been active since September 2021. The South Carolina Real Estate Commission (part of the state's Department of Labor, Licensing and Regulation) runs a public license lookup where you can confirm the number and status. We did not complete that lookup for this guide, so treat the license details as the agent's own statement until you check.
• A named brokerage. South Carolina agents work under a broker. Hers is eXp Realty, LLC, and the footer lists the brokerage address and phone, (888) 440-2798.
• Association and MLS membership. She lists the Hilton Head Area Association of REALTORS® and REsides MLS. Only members of the National Association of REALTORS® may use the REALTOR® mark, which her terms page notes.
• A fully published sales record. Her About page lists all 13 closings by year, property type, price, side and community. That is unusual: most agent sites summarize instead. You can compare it against public records or the MLS through any agent.
• Required disclosures. Her footer carries fair-housing language, the "not intended to solicit property already listed with another brokerage" line, and a note that South Carolina requires agency relationships to be disclosed in writing.
• Stated limits. She says plainly that she is licensed in South Carolina only and will refer a Georgia sale rather than take it, and that her record is small: on the condo page, "I've done this twice, not two hundred times."

Where are her reviews?

Her reviews page publishes no testimonials and no star ratings. She says her reviews are on her Google Business Profile and her Zillow profile, "where they can be independently verified," and that she has not collected clients' written permission to quote them. She also says she is "early in building this up." The site links to her Zillow profile. We have not reproduced any rating here; look at those profiles directly.

Which brokerage is she with, and why it matters

Melissa Redd is affiliated with eXp Realty, LLC. Her terms page says she is "a real estate licensee in SC (License #125025) affiliated with eXp Realty, LLC," and the footer adds the standard line that "each office is independently owned and operated."

What that means in practice for you:

• Listing search lives on the brokerage site. Her own site has no MLS search. The "Search" link opens her profile on eXp Realty's site, which carries the listing feed.
• Some information may go to the brokerage. Her privacy policy says information "may be shared with the brokerage where brokerage operations, regulatory requirements or a real estate transaction require it."
• The automated value tool is the brokerage's. Her home valuation page links to an eXp Realty estimate tool and warns that anything you enter there goes to eXp, under eXp's privacy policy, not hers.
• Agreements are with the brokerage firm. Under the South Carolina rules her own guide quotes, a client is someone with a written agency agreement with a brokerage firm. Expect your paperwork to name eXp Realty.

Where does she work?

Her contact page says she serves "Hilton Head Island, Bluffton, Okatie and the surrounding Beaufort County Lowcountry." Her Beaufort page adds that her service area "also covers Laurel Bay and Lady's Island." The office address is the eXp Realty office at 110 Traders Cross, Ste. 109, Bluffton, SC 29909. Office hours are not published; the contact page says "Call, text or send a note" and "I answer my own phone."

Her site makes a point many buyers miss: "Hilton Head" and "Bluffton" each mean two things. There is the island and the Town of Hilton Head Island, and there is the Bluffton postal address and the much smaller Town of Bluffton. Many addresses people call Bluffton sit in unincorporated Beaufort County. She says that matters for anything regulated, especially short-term rental permits, and that "before anything depends on it, we confirm the parcel." She also notes that Sun City Hilton Head is in Bluffton, not on the island.

She is not licensed in Georgia. Her buyers page says Georgia is her largest source of buyers but that "for a Georgia-side sale I'll refer you rather than overreach."

What has she sold? Her published record

Her About page publishes every closing. As of 19 October 2026 it lists 13 transactions totaling $10,189,000, a $784,000 average, 7 on the listing side and 6 on the buyer side, ranging from $195K to $2.45M. She notes that 52.3% of that volume closed in 2026.

Split by town, her town pages show $6.54M on Hilton Head Island across 5 closings (64.1% of her volume, a $1,307,000 average) and $3.46M in Bluffton across 7 closings (33.9%, a $494,000 average), plus one Beaufort listing. All three of her sales above $1 million were in Sea Pines.

Three homes have their own pages with photos and her notes: 13 Marsh Winds and 59 Stable Gate in Moss Creek, and 239 Beach City Road, Unit 3211, on the north end of Hilton Head Island. All three are marked sold.

Read the record for what it is: a newer agent with a small, fully disclosed book of business, concentrated in one community where she lives and one high-end island community. She makes the same point herself.

The communities she covers

Her site only writes a community guide where she has closed a sale, and says so. The five guides are:

She also lists six communities she has "previewed, toured and researched" but not closed in: Hampton Hall, Hampton Lake, Colleton River and The Crescent in Bluffton, and Hilton Head Plantation and Palmetto Dunes on the island. She says she will walk buyers through them "and where I'm not the deepest expert in the room, I'll say so."

What the community pages do not publish: POA and HOA fee ranges, capital contributions, club or golf membership requirements, age restrictions and current price bands. Each page says these "aren't published here yet, and won't be until they can be stated accurately," and invites you to ask her for current numbers. Each page also flags three things that are set by the individual address rather than the community: the flood zone, which short-term rental rulebook applies, and the hurricane evacuation zone.

Buying a home with Melissa Redd

Her buyers page opens with "my advice starts with the documents rather than the granite." She frames buying around three checks she says she "learned the hard way":

1. Read the POA's finances before the listing. She says two gated communities fifteen minutes apart can have "completely different boards, reserve funds, debt levels, insurance coverage and planned capital projects." Her advice: ask for the annual meeting minutes and the latest budget. "If they can't, that tells you something too."
2. Read the master deed. Short-term rentals, pets, motorcycles, RVs, boats, landscaping duties, fences: she says these "vary enormously from gate to gate."
3. Learn the architectural review process if you plan changes. A garage, pool, second story or Carolina room all run through review, and she suggests asking how often the board meets and how long approval realistically takes.

Her buyer FAQ describes what she does during a purchase: video walk-throughs, extra photos and observations not obvious in a listing, coordinating access for inspectors and contractors, tracking contract deadlines, and staying involved as documents move between lender, closing attorney and seller. She says she does "not replace the attorney's legal role" and likes to involve the closing attorney early.

She is open about the one question with "a short answer": if you buy an investment property, you cannot tell the lender it is your primary residence. Her site calls misrepresenting occupancy on a mortgage application fraud and says to ask how investment financing differs instead.

Buying from out of state and the free video call

Because most of her buyers are relocating, her main entry point is a free 45-minute video call. The site describes it as "no charge, no obligation to list or buy with me," and says: "If the answer at the end is 'wait a year,' that's the answer you'll get." You can share your screen with listings you've saved, and she offers to tell you what photos don't show: which side of the gate a home is on, what the POA is carrying, what the regime fee covers, and whether a short-term rental is permitted.

How to book, as the site describes it:

1. Send a note with two or three times that work and what you want to cover.
2. She replies with a video link and confirmation, "usually the same day."
3. You talk for 45 minutes.

Her buyers page lists where her buyers come from, in rough order: Georgia (Atlanta, Augusta, Evans, Columbia, Dublin, St. Simons Island and Brunswick), New York, New Jersey, Pennsylvania, then Massachusetts, Connecticut, Virginia and Maryland, Ohio, and Illinois (Chicago).

Her site also has a relocation section covering a new-resident checklist, setting up utilities, South Carolina income tax for retirees, property-tax ratios, the over-65 tax break, flood zones, wind and hail insurance, and hurricane season. She says these pages cite the statute or agency and the date she last checked, and that tax questions beyond that are "a question for your accountant."

Selling a home with Melissa Redd

Her sellers page lists all seven listings she has taken to closing: five in Moss Creek ($410K to $700K), one Sea Pines townhouse at $2.45M and one Beaufort house at $195K. She pitches Moss Creek sellers on hiring "a neighbour who knows what the last six houses actually went for."

The page also sets out obligations that South Carolina places on sellers regardless of agent. In summary, from her site and the seller guide it links to:

• A written disclosure statement on the South Carolina Real Estate Commission's form, which must reach the buyer before the contract is signed (her guide cites SC Code § 27-50-40 and § 27-50-50).
• Things you never have to volunteer, such as a death in the house, with one limit: answering a direct question falsely is not protected (§ 27-50-90).
• Withholding for nonresident sellers. If you no longer live in South Carolina, tax is withheld from your proceeds at closing, and her guide explains that an affidavit decides whether it is calculated on your gain or on the whole sale price (§ 12-8-580). She calls this "the single most expensive thing on this page to find out about late."
• Her own duty: a listing agent must tell each owner in writing what their disclosure duties are, and she says you will get that in writing "whether or not you ask."

She is not an attorney or tax adviser and says so on the guide. This summary is not legal or tax advice; talk to a South Carolina attorney or tax professional about your own sale.

How she values a home

Her home valuation page does not offer an instant estimate. She argues that automated estimates read public records (bedrooms, square footage, last sale) and miss what moves Lowcountry prices: deepwater versus marshfront, regime fees, POA finances, approved architectural changes, and whether a club or golf membership comes with the house.

What she says she does instead:

1. Walk the house.
2. Build a comparative market analysis from what has actually closed in your community through REsides MLS, not current asking prices.
3. Give you the comparables and her reasoning, "not just a figure." If she thinks your number is optimistic, she says she will show you why.

To start, she asks for the address, the community and anything you've changed since buying. Helpful extras: improvement dates (roof, HVAC, kitchen, windows, shutters, dock), architectural review approvals, and your POA or regime documents. The page says there is "no obligation to list, and no automated follow-up sequence." If you want a rough automated number anyway, she links to her brokerage's tool and calls its result "a starting point to react to, not a valuation."

Investment condos on Hilton Head

She has a separate page for Hilton Head investment condos around Coligny and Folly Field, where she has closed two buyer-side condo purchases ($235K and $250K, both 2026). The page lists the questions her clients ask, including which complexes return the most, Coligny versus Folly Field, average nightly rates, and self-managing versus a management company.

She does not publish rental rates, complex-by-complex returns or management recommendations, saying "those numbers move, and a stale figure on a website costs an investor real money." She answers them for a specific unit on request. Her key advice is to read the regime documents before you offer, because they decide whether short-term rentals are allowed and what the fee covers. Her site also has a rental return calculator that runs on your own numbers.

How much does it cost to work with her?

Her site does not publish a commission rate or fee for buyers or sellers. Here is what is and is not published:

Her terms page says an agency relationship "is established only by a written agreement," so the fee will be set out in the agreement you sign. Ask her for the commission and what it covers before you sign. Ask too whether she can share the agreement in advance so you can read it at your own pace.

Other costs of owning here (POA dues, regime fees, club memberships, flood and wind insurance, the 4% or 6% tax ratio) are not her fees, but her site has guides and calculators for each. She does not publish fee figures for specific communities.

What happens, step by step

Pulled together from her buyer, seller, contact and FAQ pages, a typical path looks like this:

1. First contact. Call or text (650) 346-3315, email, or use the contact form, where you pick a topic: video call, buying, selling, valuation, relocating, a 4%/6% tax question, an assessment notice, listing this winter, or a second home.
2. Video call or meeting. Buyers often start with the free 45-minute call. Sellers start with a walk-through.
3. Agency disclosure and agreement. South Carolina requires the relationship to be disclosed in writing; her footer says to "ask Melissa for the disclosure form before you begin working together."
4. Search or pricing. Buyers search through her eXp profile or have her send matching homes. Sellers get a comparative market analysis.
5. Due diligence. POA finances, master deed, architectural review, flood zone, short-term rental rules and evacuation zone, checked for the specific address.
6. Contract and inspections. She tracks deadlines, coordinates inspector access and follows the lender and association paperwork.
7. Attorney closing. A South Carolina attorney handles the title, documents, closing and recording. She stays on the real estate side through the final walk-through.
8. After closing. Her relocation section covers the new-resident steps, including applying for the 4% legal-residence tax ratio, which her site says "nobody applies for you."

Her site does not publish typical timelines in days. Her closing guide says a timeline "depends on your lender, your financing and the property."

Client or customer: the agency paperwork

One of her guides explains a South Carolina rule that decides whether an agent represents you. Under SC Code § 40-57-30, as her guide quotes it, a client has a written agency agreement with a brokerage firm; a customer uses the firm's services without one. "Both get shown the same houses... Only one of them is represented."

Her guide lists the five brokerage relationships South Carolina allows (§ 40-57-350(A)): seller agency, buyer agency, disclosed dual agency, designated agency and transaction brokerage. Dual agency needs the prior informed written consent of all parties for a specific transaction. Her practical advice: at the first meeting, ask "am I a client or a customer, and which of the five is this?" She also offers to read a form you've already signed and tell you which relationship it created.

Her terms page confirms that using the site or the contact form "does not by itself create an agency or brokerage relationship."

Why an attorney closes the sale

Many buyers come from states where a title company runs the closing. Her guide explains that South Carolina works differently: the state Supreme Court regulates the practice of law and, in State v. Buyers Service Co. (1987), treated the title search, loan documents, closing and recording as legal work. Doe v. McMaster (2003) applied the same steps to refinances. Her guide adds that the 2003 case is often overstated online and limited its holding to its facts.

Her practical points for out-of-state buyers: you choose the attorney ("which one, not whether"); your agent cannot prepare title documents for you; and signing from another state is routine but should be arranged early with the attorney. She does not name attorneys or quote attorney fees on the site. She notes that she is a REALTOR®, not an attorney, and this is not legal advice.

What the market figures on her site say

Her market reports page republishes figures from the Hilton Head Area REALTORS® monthly Local Market Update, built on REsides MLS data. When we checked on 19 October 2026, the page showed August 2026 figures (current as of 10 September 2026, read by her on 25 September 2026):

Her page is careful about what these numbers are not. There is no combined island median, only separate detached and condo reports. "Days on market" is the association's average from listing to accepted offer, not a median or cumulative days. The Bluffton figure is a ZIP-code total that reaches into Sun City and Okatie. And the association makes no buyer's or seller's market statement, so neither does she. Her page says the next report was expected around 12 October 2026; check the page for the latest month. A median does not tell you what a particular home is worth.

Guides, calculators and videos on her site

Beyond the sales pages, her site carries a resource library. The main parts:

• Buyer's guides citing South Carolina statutes and agencies, each with a "checked" date: property taxes at 4% versus 6%, tax breaks after 65, appealing an assessment, condo/villa/regime/fee simple, POA, HOA and regime fees, when POA rules are enforceable, closing with an attorney, seller obligations, docks and the critical area, wind and hail insurance and the Beach Plan, and inheriting rental bookings.
• Owning on Hilton Head: sea turtle lighting, tree removal permits, building permits and design review, oceanfront baseline and setback lines, and hurricane evacuation and re-entry.
• Calculators: property tax (you enter your district's millage), deed recording fee, mortgage payment, and rental return. None comes pre-filled with a rate except those fixed by state statute.
• Common questions: 100 answers across 10 topics, plus 21 questions recorded "exactly as they were asked" by her clients.
• Hilton Head vs Bluffton: governance, property tax, short-term rentals, the planned US 278 bridge replacement, and the association's figures for each.
• A glossary, a fall and winter owner calendar, best-of lists and a blog.
• Videos: five on her video page when we checked, including a Moss Creek tour (10 July 2026), a 9 Timber Lane home tour in Moss Creek (21 July 2026), "Can you afford Hilton Head Island real estate?" (7 March 2026), a video on the hidden costs of a golf community (3 March 2026) and a short Palmetto Dunes tour.

Her site describes these as general information. The terms page says nothing on the site is "legal, tax, financial or investment advice."

How she compares with other ways to buy or sell

No names here, just the main kinds of options people weigh in this market.

Who she suits, and who should look elsewhere

Questions to ask before you sign anything

• Which of the five South Carolina brokerage relationships would we have, and will I be a client or a customer?
• What is your commission, and what does it cover? Can I read the agreement before our meeting?
• How many closings have you had in the community I'm looking at? (Her site lists them, so you can check.)
• Can you get me the POA's annual meeting minutes, latest budget and master deed before I make an offer?
• Which jurisdiction's short-term rental rules apply to this exact parcel?
• For sellers: which comparable sales did you use, and why?
• If I live out of state, how will the closing attorney handle my signing?
• Is there any dual-agency situation possible on this property, and how would you handle it?

How to get started

1. Decide what you want to cover: buying, selling, a valuation, relocation, or an investment condo.
2. Call or text (650) 346-3315, email melissaannredd5@gmail.com, or use the contact form on her site.
3. If you're out of state, ask for the free 45-minute video call and suggest two or three times.
4. If you're selling, send the address, community and any changes you've made since buying.
5. Ask for the South Carolina agency disclosure form and her agreement before you start working together.

Visit Melissa Redd, REALTOR®

Frequently asked questions

Sources

All pages checked on 19 October 2026.

1. Home page
2. About Melissa
3. Contact
4. Buying in the Lowcountry
5. Selling your Lowcountry home
6. What is your home worth?
7. Communities
8. Moss Creek
9. Sea Pines
10. Sun City Hilton Head
11. Beaufort
12. Hilton Head investment condos
13. Hilton Head Island real estate agent
14. Bluffton real estate agent
15. Homes I have represented
16. 13 Marsh Winds
17. 59 Stable Gate
18. 239 Beach City Road, Unit 3211
19. Market reports
20. Hilton Head vs Bluffton
21. Client or customer? (agency disclosure guide)
22. Why a lawyer closes your sale here
23. What South Carolina requires of a seller
24. Buyer's guides index
25. Calculators
26. Resource library
27. Moving to Hilton Head or Bluffton
28. What buyers actually ask (FAQ index)
29. FAQ: Buying a home
30. FAQ: Preparing and selling
31. Video library
32. Reviews
33. Terms of use
34. Privacy policy